Unlike a bancario endorsement, the rental deposit is made directly to the owner, and this must also be stipulated in the rental agreement. In an increasing number of cases, landlords are demanding that six or twelve months` rent be paid in advance. ie. Instead of paying the rent a month in advance, which was the norm until the last few years, payments of 6 or 12 months are now sometimes required when signing a lease. Although rarely used, the act of endorsement can be an effective method to guarantee the rights of the receiving party in the transaction. This is an obligation that a bank only assumes with lucrative customers. It is considered by both parties to be an act of good faith. To be honest, I don`t think these two options pose a risk to tenants or property owners. A downstream bancario generates more time and effort and perhaps light costs, but in the long run, both options offer a way to trust between the two parties. Corporations, municipalities, and even sovereign nations can achieve stronger ratings by borrowing and repaying them in full and on time, as well as a number of other tactics.
Rating agencies such as Standard & Poor`s (S&P), Moody`s or Fitch usually conduct credit checks. Any business that wants to get a credit score for itself or for any of its debt problems will pay an agency. The act by which a third party (usually a bank or credit institution) guarantees a buyer`s obligations to a seller, in accordance with the terms of a contract, such as, should be endorsed. B a debt instrument or a contract of sale. .